Even if your time is worth $0, you're paying far more than a few dollars a month to have a google account. Price discrimination from third party vendors is probably running you 5-10% of your credit card bill every month.
That's opaque to most users.
If it weren't, then Google's business model would not be viable.
That's opaque to most users.
If it weren't, then Google's business model would not be viable.