Texas has it easy.

I've seen several places in England (and at least one in the western United States) where they have fords.

For those not familiar, water runs over the road full-time, and people are expected to just drive through it like it's no big deal. Except for right after a storm, when it is a big deal. It's essentially the intersection of a road and a stream where a bridge should be, but nobody ever built one.