That's the thing. The larger amount of time, energy, and money we spent on doing banking in the 1990s was real. The web, and then mobile apps, made a lot of that more convenient. But it's not impossible to live the old way. You can still write paper checks, go to the bank to make a deposit and get cash, etc. It used to be normal, everyone did it, now it seems extremely inconvenient for most people.
> The larger amount of time, energy, and money we spent on doing banking in the 1990s was real. The web, and then mobile apps, made a lot of that more convenient.
I wouldn't say so: when I go to the bank, I often combine it with grocery shopping, which I have to do anyway. So doing banking the old way is hardly an inconvenience.
It is extremely inconvenient.
Both because a dwindling minority of people do old things the old way; and because new things (eg Netflix and Uber) are designed for the new way, even if they don't absolutely require it.
"You can still write paper checks" – greetings to our US brethren! :-) In EU you will meet a girl at the counter who can operate only bank "tap on" terminal and have no idea how to print anything or where the website is. Why? She doesn't care. She is paid same money if she does or doesn't. Wnant to complain? Here is the feedback form (QR code) ... Manager? She is ...