alt Hacker News"As an individual, it feels like my options are to either submit or try to live a hermit's life, bringing endless suffering and exclusion to myself."
Classic "all-or-nothing", "black and white" HN comment
No middle ground. Two extremes and nothing in between
In the real world, few people think this way
Not only that, but it's common today to have more than one computer
There is no shortage of HN comments that keep claiming "banking apps" as an argument against any alternatives to using a single phone running a corporate mobile OS _for everything they do with a computer_, not just banking. Feels like a meme
These people must do a lot of banking on the go in places where laptops, for instance, cannot travel. If so, one wonders why not just have a phone dedicated to mobile banking
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This probably depends on location, but generally, you cannot log in to your bank account on your laptop/computer without using your phone's banking app for 2FA. That's the status quo among banks.
Whether it may be possible to convince a bank to give you a hardware token instead if they even still make them is not an assured thing.