alt Hacker News1. I don't know any bank that does, but in any case voting with your wallet is always an option.
2., 3., 4. Voting with your wallet once again.
5. That would be illegal in many jurisdictions, some countries even have a centralized systems for doctors to upload documentation (that you access using your ID as an authentication token).
6., 7. Unless the employer provides said smartphone, that would be illegal to require in most countries.
8. Vote with your wallet, also all such airlines can print a boarding pass for free if you do the checkin on the website.
Half of the voting with your wallet are blind to the fact that you can't vote anything else.
My village has one football team, not N. There's one burger place, not two.
For the rest, appealing to legality is pointless, I ain't bringing my family doctor to a tribunal over this, this is real life and me being petty for not wanting to use a phone. Being right years from now is beyond pointless.