It's worth paying a premium for the privacy (assuming that llama.cpp and ollama aren't sending my sessions back to the cloud regardless...), and for the concerns about not getting a surprise bill.
Correct me if I'm wrong, but I believe this is a feature that only Google has figured out how to implement. All of the other pay-as-you-go token services have a cap you can set, some by monthly spending, some with API key resolution, others by how much you put into the account. I use many, and if configured with auto-purchase disabled, it's not possible to have a "surprise" bill (except for Google!)
> not getting a surprise bill.
Correct me if I'm wrong, but I believe this is a feature that only Google has figured out how to implement. All of the other pay-as-you-go token services have a cap you can set, some by monthly spending, some with API key resolution, others by how much you put into the account. I use many, and if configured with auto-purchase disabled, it's not possible to have a "surprise" bill (except for Google!)