Set up a nice investment vehicle with maybe 400m so I can get 1.6m in dividends a year which would be better enough to comfortably travel the world, have a private chef, someone who organized travel so I don't have to..

A nice 12 person yacht on the Mediterranean is 400k eur for 2 weeks (with staff) so I'd realize it's not enough and invest the rest so I could get comfy.

Along the way help friends and family, pay off mortgages, usually good stuff.

It's not that hard to spend 4% a year of that.

I'd finally feel financially secure

There are a lot of greedy people thinking everyone would die for a bullion. They couldn’t comprehend another way of thinking due to narrow mindset

You've run out of ideas already? Try harder! What charities? Why? How much, to which ones? How involved with those charities are you going to be? What dent in history are you going to make with that billion? With or without your name attached. Build housing, cure cancer, feed the hungry, buy this simulator https://www.1940airterminal.org/news/liquidation-of-simulato...