Sorry, what do you mean by "To not own the model is not viable in 2026."

I assume I'm misunderstanding you (likely my fault), because the way I read that is that you're saying nobody should currently be using models owned & hosted by companies like OpenAI and Antheopic, while clearly a huge number of people are using those in 2026 despite not owning them.

I think it’s more correct to say they charge subscription users much much less. I assume less even than the cost of providing the inference, if you actually are using it.