> doesn't allow windows to stay on top.
Are you sure that windows that, without your consent, are allowed to stay on top and grab your input are a good idea? And spawned by Chrome? As if we hadn't already enough ad-ware, click-harvesters, and spoofed dialogs popping up everywhere!
I know there is a couple of legitimate uses for this, but the ways it can be abused are vastly more.
I think the sensitive default should be to block it, and allowing it should be behind some user's conscious action. Yes, it adds some friction to some workflows and it takes a bit to get accustomed to. But it doesn't deserve the label "security paranoia".
Are you aware that if software misuses the capabilities its given by the system you can choose to stop using that software?