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everdrivetoday at 1:35 PM33 repliesview on HN

I don't work for Meta, but how many more years do I need to work in tech? I'm in my 40s and my kids are young. I've already set up 529s for them, and am paying for some expensive home upgrades. Maybe when that is finished and I've built up a buffer I can switch industries for the last 5-10 years of my working life. Curious if anyone here has any similar plans.


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anticorporatetoday at 2:30 PM

I quit tech at 40. I still do cool things with technology, but now at a community-owned grocery co-op.

I can't recommend leaving tech highly enough. My cortisol levels are so much lower than they used to be. I don't have to schedule my life around EMEA and APAC meetings outside of my normal hours. I only work more than 40 hours a week if I feel like it, which I sometimes do, because I actually enjoy my work now. I make a tangible difference for people, and get to work on things I care about. Instead of pleasing investors or VCs, I focus on maximizing impact and breaking even every year.

There are some things that are worse, mostly around compensation and benefits, but I don't really care. I'm lucky to have a working spouse with decent health insurance, so we use hers. We paid off our house and put a ton into savings while I worked in tech. I didn't get rich in the sense that people who work in tech think rich means, but I could probably sell my belongings and live a very good life on a beach somewhere in Latin America at whatever point I choose and never work again. That's likely the plan after my wife's parents are gone.

My advice, actually take the time to research the number you need to quit. Mine ended up being a lot lower than I thought it would be because I had been used to six figure salaries, but never lived above a five figure lifestyle.

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sollewitttoday at 1:55 PM

I think we need to unionize, across companies. We need to be able to block stuff like this, and to be able to demand that you can’t lay off someone to replace them with AI (bringing US workers rights up to the bar set by China). We also need to be able to hold our leadership to some kind of code of ethics. I don’t want to work for a company that makes kill bots, or can renege on climate pledges.

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fullsharktoday at 1:43 PM

My single minded focus is getting my finances in order so I don't need to work in this industry (financial independence) past 50. It's just getting worse and worse in terms of the open contempt for employees from the top down with no end in sight. Once you reach 50 it's just luck of the draw whether or not you are in the annual culling of the senior folks.

There's no excuse anymore for being ignorant of how this industry works, the mask has been off for years.

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spicyusernametoday at 1:44 PM

I dream about it everyday.

I love building software, but I can't stand working in the industry.

It's such an unholy combination of bad corporate culture and questionable moral principals.

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hgoeltoday at 2:09 PM

I see all this complaining from people in big tech nowadays, but I can't help but wonder, why act like the industry is just big tech?

There are so many small companies, research groups etc that can pay a livable wage (just not as exuberant as big tech) without the ethical scruples, while still posing challenging technical problems.

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grogerstoday at 2:14 PM

Today is my last day at my current employer. After some time off, I'm considering several different options. I have enough saved that retirement is probably doable, although last time I took extended time off I got bored much quicker than I expected. I'm also considering retraining for a different field but that seems kinda daunting, and no certain bet either. I was thinking of doing some open source contributions to test the waters on whether I really want to give up software dev or not. I might do part time work just for something to do and for decent health care. Luckily working in tech has been very lucrative, so there are plenty of options on the table.

fullstoptoday at 5:17 PM

Man, do I feel this, but my situation is a little different in that we are similar ages but my kids are (nearly) all adults. I've put enough in 529s that both of them will be able to graduate without any debt, something that I feel will give them a huge advantage in life.

I dream, often, of working somewhere where the problems are simple and the work is rewarding. I will likely end up retiring before that happens, and then spend my time volunteering and gardening.

JKCalhountoday at 1:48 PM

Your call, of course. But when in your situation, I looked at when my youngest was to head off to college (when the nest would be empty) and I marked my calendar. To your point, while the rest would empty when I was at the age of 57, it didn't seem like I would need to continue to accumulate the spoils of a software engineer when I had the 529's, the 401k by that point [1].

And so at the appointed time, I walked away.

(My retirement plans though also involved leaving the Bay Area—which I did not want to do while I had kids in school. Selling the Bay Area house, buying one in Nebraska paid the early retirement—why I thought it necessary to move in order to retire.)

[1] Told the wife I could get a job at Home Depot if it looked later like we needed an income injection. (Wondering if I subconsciously want to work at Home Depot.)

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corps_and_codetoday at 2:07 PM

I'm younger than you, and probably haven't been working in tech as long, but I've been having similar thoughts. No kids, so I'm maxing retirement accounts, saving as much as I can, and trying to start my own small software company for niche applications.

Hopefully in a few years I have a couple mildly profitable applications, and I can pull the rip cord on working in tech and coast while I figure out next steps for myself professionally.

taudetoday at 1:56 PM

I'm curious what industries are you going to switch to, and it is just to get like healthcare, or soemthing...

I've been contemplating the same. Saved my whole life. But I still don't feel like I have enough saved for a long retirement (i'm in US, and not planning on moving abroad for cost of living improvements, like you hear so many people around here tout).

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sevenzerotoday at 2:15 PM

Idk I calculated through my financial needs after retirement for 13 years (67-80) which would be around 400k€ and calculated through my savings I'll accumulate until then, if I keep up my current saving rate. I'll end up saving around 270k€ so ultimately I decided fuck it, Ill just take jobs where I can live comfortably right now and hope for the best in retirement. I take jobs that are fun to me. I have 37 years until retirement and will never be able to afford a house or whatever so I can switch industries whenever I feel like doing so.

baggachipztoday at 1:48 PM

Same here, I just need to figure out what I realistically want to do. Health care is the primary requirement; enough money to get by and not hit my retirement accounts is a relatively close second.

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jm4today at 2:58 PM

Already did it. Own a coffee shop now. I still do some tech work, but it's mostly for my own use.

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jryan49today at 1:39 PM

I've been thinking about it a lot. I've been looking into becoming an electrician for maybe like 6 years before I retire.

phyzix5761today at 3:27 PM

I retired last year at 38. I live off 4% of my investments and I get to travel around to different countries every 6 months.

The key is budgeting and living a not so extravagant lifestyle. Figure out how much you need per year and multiply it by 25. That's your FIRE number, what you need in an investment portfolio with a return of 10% per year on average. Then live off 4% for the rest of your life.

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alistairSHtoday at 2:18 PM

Nothing solid, but if I have to spend 55-62 pouring beer at my local pub to cover medical insurance, I won’t be sad.

Or I’ll finally get around to obtaining an Irish passport and move to the Med.

kilroy123today at 3:07 PM

I'm 40 and I am DESPERATLY trying to get out of tech. I love building stuff and I don't even mind AI.

However, the industry has just changed so much in the past 2 decades that I find it insufferable.

The leetcode grinding interviews. The bureaucracy. The weird psycho finance people who poured into the industry over time. I just can't stand being a Jira ticket coding monkey anymore.

I'm trying to do my own thing and go my own path. I've deeply suffered financially as a result. I burned through my savings and I don't have any kind of fallback but freelance work.

inoffensivenametoday at 1:43 PM

In my early 40s here, FAANG for 20 years, definitely don't see myself working in tech for much longer.

scottioustoday at 1:53 PM

I understand and sympathize with the motivation here... but not all software engineering is bad. The best job I've ever had was working on cancer research as a software engineer. Brilliant biologists need engineers to help them run their analysis at scale to make discoveries. It was a non-profit, people genuinely cared and the org was good. Pay wasn't FAANG competitive of course, but my point is that not all software jobs are terrible.

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zingababbatoday at 1:49 PM

I 24/7 never stop thinking about leaving tech at this point. Dependents is what makes the decision in any way complicated for me. When you have others that have become accustomed to a certain level of comfort, telling them you want to take that away so you personally don't have to deal with the absolute hell that is 'agentic' corporate america becomes a real pain in the ass.

burner000333today at 4:45 PM

I'm out in 2 years, late 30's and a decade in IT/Sec, run a security team now.

Going into something like nursing - union gig, a relationship with AI and tracking I'm comfortable with, walking around money, a job I can show my kids that is about service vs. the inhumane aspects of tech, a career that scales despite technology of the next 20 years (or at least my best estimate of these risks).

End of the day, writing on the wall is clear as day

- Automation of a professional class is coming, just like in trading from '90s-2000s. It's ugly, the pros will deny it until the end, but I've seen it happen to the last technically-inclined 500k+ job class that was untouchable by all accounts. Engineers are up, financial analysts are up, jr lawyers are up... that is a scary future, I don't need to wait for 5 years for thought leaders to catch up to this.

- Labor rights and labor conflict are always a thing, it has been fair that SWEs exempted themselves from caring about it pre-AI, but post-AI I'd buckle up. If you're an engineer that has dug into AI heavily, and understand how the nature of your job for the next 5-10 yrs has changed, then you should be thinking about your relative labor advantage. Is it still a cake 500k/yr job if you're tracked every 30 minutes? Give me a break.

Fwiw, this tracking shows up at Big Corp and should be expected - Fortune 500s, likely FAANGs, and other spots with top-line insider threat risk. There are specific vendors worth seeing if they are installed via the MDMs or local processes.

Past that, most IT/Sec teams can do it with existing tools, but it's often down the line after getting capable detection/response for real security issues, insider threat, and then monitoring a workforce if so desired.

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Hasztoday at 3:42 PM

save 70% of net and (try to) reject the hedonistic treadmill

gaoshantoday at 2:27 PM

I'm 57. I was a photojournalist until I was 36. I quit shortly after 9/11 (which I covered) to move with my wife to her new job and start a freelance career. That was 90% trying to gin up work and 10% photography and I was not a natural fit. I struggled financially (even though at one point a NYT photo editor reached out to me to say that they loved an essay I had done on China and they used it for inspiration for one of their younger photographers... still no work that paid enough to support my family). I pivoted to building websites.

It took me a long time to teach myself how to do this and I was making sites for family and friends (weddings, birth announcements) before finally starting to gain traction building sites for local businesses. Eventually a small marketing firm started using me for content updates and then bigger and bigger things. I build sites, created user management systems, handled databases and struggled to learn it all because my fine arts mind was chaotically bouncing all over the place with ideas and designs and finding there were a dozen different ways to do anything. After a few years of this I moved to a large consulting firm, quickly became a technical manager (mostly coding and problem solving but some people management). Then I moved to another and another. By the end I was leading small teams and working with some San Francisco based companies (as a contractor... no bonuses and I was hiring and managing people earning twice what I did). I eventually decided to move to work on a product at a single company.

Pay increased, bonuses appeared but I was now in my 50s and realizing that the corporate ladder favored me about as well as the marketing and sales part of photojournalism had. I am pretty much stalled out now. Salary is solid, bonus is great, upward trajectory has stalled and I am in my late 50's.

All of this is to say, I have given no thought to switching industries at this age. I think it would be too daunting and I am not willing to give up the higher salary that tech is providing this late in the game. I am holding tight (hopefully, lol... sigh) until 62 because my slow start in the industry and lean early years means that I will need to add social security into my income streams in order to lead the life I want to in retirement. I cannot afford the overall cost of living without that extra chunk added to my retirement drawdowns.

5701652400today at 4:05 PM

probably a year or two. definitely less than three years. by then SWE as a job is gone.

bdcravenstoday at 1:45 PM

I don't plan on leaving technology, but I am scaling up a side hustle as a hedge.

bluefirebrandtoday at 1:42 PM

I'm pretty much there right now too. I'm not quite 40, but I want out

Not sure what to do next, I know it probably won't pay as well, but damn I want out

Im thinking about getting certifications to become a drone pilot. Try and get on with a GIS firm to do aerial surveys for farm land or mining companies or something

dyauspitrtoday at 3:02 PM

I’ve been searching. I can’t find anything else that pays even remotely close to tech. It’s a sea of $40-60k jobs with a lot of work at the ground level.

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adamtaylor_13today at 2:41 PM

Leaving tech altogether and working for dystopian companies like Meta are just two choices in a broad band of possibilities. You could also go work for yourself.

deadbabetoday at 2:31 PM

If I can get a few more good years in the stock market and save and invest as much as possible I could probably be done in 5 years and not have to work anymore or just work till I’m fired.

infraredshifttoday at 1:53 PM

[dead]

fontaintoday at 1:46 PM

As people in tech we live very expensive lives but if you are in a major city and own your own home and have worked for a decade or more you probably have a lot more opportunity to retire today than you might think. Even with children, life can be much less expensive by moving to a low cost of living area. Often in online discussions about FIRE (Financial Independence, Retire Early) high income people will discuss needing many millions to retire, but you can retire on less.

Switching industries is a romantic idea but it is very difficult, especially going from the tech world with big money to the normal world with small money. You can still work to keep yourself busy but thinking about it as retirement will better help you plan. Going part time in tech is usually more sustainable than trying to switch industries.

A good place to start is thinking about what you want from life without work. Where do you want to be? Where does your partner and your kids want to be? What do they want out of life? From there you can assess the financial needs and plan accordingly.

_ZeD_today at 1:46 PM

> how many more years do I need to work in tech?

The right answer should be "until you are able to do it".

That's the whole premise of welfare. Anything less or more is privilege/vice

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