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rootusrootustoday at 7:24 PM1 replyview on HN

Those are pretty high, I'd want to know more about circumstances and I would be skeptical without knowing more. It can certainly be expensive, but the overall average for unsubsidized ACA plans is about 6000/year.

My wife has a small business and she does not pay anywhere even approaching 40K for a pretty much bog standard policy for a ~50 year old woman. She does not go through the ACA marketplace, she gets a group policy through the company she uses for payroll.


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siren2026today at 10:06 PM

> but the overall average for unsubsidized ACA plans is about 6000/year.

That gives you a bronze plan with a really high deductible and out of pocket. Basically you will be paying the inflated insurance prices and mostly not reach the deductible.

> she gets a group policy through the company she uses for payroll.

That's why she pays less though. they are poolling people together through that company. (healthy and unhealthy)