And where did the ad hominem part arise?
It's all empty words.
> a very thorough and nuanced discussion
> bunch of smart investment / finance guys
> No click-bait-sky-is-falling content.
The middle one is the ad-hominem puffery. The rest isn't quite exactly 100% 'of the person's, but still doesn't give me any actual leads into what the content is: its just empty puffery.
https://human.libretexts.org/Under_Construction/Clean_Up_(Pr...
Search for "positive ad hominem".