> Abundant resources (especially housing) and insufficient humans to run a tight bureaucracy will probably lead back to people having babies
If well managed I think this is possible. But it's not given. Another scenario is houses in the countryside, small towns and far suburbs getting empty and soon uninhabitable due to lack of maintenance/infrastructure degradation, and remaining people packing close to core areas that remain high cost.
Small towns survived for millennia before industrialization; and they could likely survive again, if anyone wanted that life.