What are North American people doing for replacing contactless payment? Last time I checked, the solution was to use Curve but it only works for Europe.
I'm in Europe, but I had accepted that I had to do without. I hadn't heard of curve, going to check that out.
Garmin pay if you're ok with Garmin is one possibility.
There is no replacement. Strap a credit card to the back of your phone or pay cash.
There are a few other banks running their own NFC payment systems, like Swedbank in my country.
I am not North American, but instead of Google Pay I use my bank's app for contactless payments.
I have these cards I keep in my (RFID-blocking) wallet, one for each credit account. Then I just pull them out and tap to pay. It's super convenient - no app required!
Cash for most things, and just use a card like normal otherwise.
I don't really see the appeal of contactless payment, pulling a card out really doesn't take much time.
Putting my credit card in my phone case
I don't. GrapheneOS is worth the effort of pulling a card out of my wallet.