I have 16GB VRAM and 96GB Ram on all my computers and I do enjoy local models. I would not use them for coding, though I have experimented with it, it is largely a waste of time on my hardware. I love local chat with different models however, when using the model in this way it is much easier to experiment with the largest models near the limit of your hardware, and I do find it useful on the airplane somewhat. I have also used local models for data classification tasks and let it run over the weekend etc and the results were acceptable.