You saying “this doesn’t happen to me” and someone else saying “it happens to me” is not that person saying you’re wrong. It does not happen to you, that has no bearing on whether it happens to them. Them suggesting it happens to them gives you information you did not have before, namely that a thing happens that you have not personally experienced. That you haven’t personally experienced a thing doesn’t make you wrong, it makes you a human with a particular life story, just like them. We’re all the blind men groping at the elephant.