alt Hacker News> Also why do you need bank app on your phone?
Many banks gate features like mobile check deposit behind the native app. The nearest ATM is 20 minutes away from my house, so unfortunately I consider this feature essential.
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Interesting, I never saw a bank check. The companies typically transfer money directly into the account, and there are P2P transfers by a phone number working between any major banks. So I guess.. I do not need this feature.
Carry a second cheap smartphone, like Pixel -a series or iPhone -SE. That one should be used for banking, government apps, for border inspections, etc. On your main GrapheneOS phone your financial app should be a Bitcoin wallet. The main phone should be off or in the BFU state when you are in a vulnerable situation.
How often are you still receiving physical cheques that mobile deposit is an essential feature? I could probably count on one hand the number of cheques I've deposited or written in the past ~15 years, nor can I say I've been so desperate to access said money that I feel the need to deposit the cheque within moments of receiving it.