>How would you feel if your house burned down because your neighbor did something stupid?

Burning your neighbors house down is already illegal. You and they should already have insurance. House fires in human dwellings have been a risk since we started building houses next to other houses.

The issue is that we (and I mean worldwide) have gone from legalism as a method of settling disputes and advertising penalties for destructive behavior, to outlawing risk entirely.

The crux of the matter is that no one stops to point out where the line is. Laws will come in to penalise low probability risks, people make these arguments "wont someone think of the children" and then lawmakers turn on to even lower probability risks.

If you had even a benchmark, "more probable than x is outlawed" people would be more understanding. And its not a slippery slope argument, because the slope seems to be the point and without a line the destination appears to be all possible risk.