> I think it's an accurate description of a common way of thinking, though I wouldn't call it conservative in the global sense.
It's not a common way of thinking, not in my observation.
Conservative / neo-liberal narratives push strongly against any form of "bigger picture view", more explicitly against solidarity, fueling this mindset of "I only support what profits me personally", i.e. "everyone's taxes should be used for roads (because I have a car), public transport is a waste of money (everyone should buy a car)".
-> It's a vertical word-view, where others are seen either above you (appease them) or below you (disregard them, they should appease you)
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Liberal citizens still (try to) build on a sense of solidarity, of common investments for the "greater good" of a just (future) society, i.e. "I do have a car, but a stronger public transport system is a benefit to me and my peers"
-> It's a horizontal world-view, where others are seen equal to you and people are much more willing to stand up for each other and unite their voice for a cause.
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I'm aware that this is not that visible in US, because there are only two major parties here, which both try to please the maximum of the middle spectrum. So both follow a rather conservative narrative and tend to pay lip-service only.
In countries with more than two major political parties it's more visible because the "center-left" democratic party is also threatened by competition from the "left", not just from the "center-right"/"right" party, so they need to acknowledge that citizens raise DEMANDS to them and are willing to walk away if they are not met.
IMO it is extremely common. It is practically the default way people think government should work when they have done no reflection on it (which is still a pretty high number of people, few people reflect that much on how government works or is structured). This is why everyone bitches about how taxes are high and doesn't even know what's in the government budget, or whether or not taxes are ACTUALLY higher than X years ago. They just know that money gets spent and its *THEIR* money so by golly are they gonna get mad when something doesn't work how they want it because it's so *obvious* how to do it right.