The banked resets have been a game changer for me. I've been sticking to 5.4 medium mostly because 5.5 seemed to eat into my quota significantly faster. The reset bank gave me confidence to seriously start using 5.5 high. Lo and behold, I have yet to actually need a reset, but I'm now less likely to explore non-OpenAI models since there's an escape hatch with new models in case a coding session gets a bit crazy.