Having a PC at all back then made you relatively privileged and probably relatively wealthy compared to those of us living in families on food stamps.

I saved money and bought a 2400 baud modem from a classified ad for $25 (had to drive a couple of towns over to pick it up) in something like 1995. IIRC, it was well over a hundred dollars for a 14.4 modem at whatever time that was. My whole 8086 PS/2 computer was salvaged parts, paid for by my own savings from my underage labor.