I think we should consider our privilege if we are in a position to think that 95,000 isn't that much money..

There's homeless people living on the streets or people in jail who destroyed their lives for way less than 95k. Often for nothing, like throwing a punch over a parking spot argument.

You'd be surprised how far down poor impulsive choices can drag you down even when there's no money on the line.

I'll do it for free