alt Hacker NewsImo the worst is recaptcha. At least with cloudflare the work you have to provide is minimal. With recaptcha it can take me much longer than 5 seconds, and lately I have trouble even completing their challenges correctly. Nowadays if I see a (recaptcha) captcha I drop the site unless I must visit it for some reason, it is not worth the time, the effort or the annoyance.
Most CF / Recaptcha problems are users going "off the golden path", and not realizing that their config changes are at fault.
If you're on a consumer router, using a mainstream stock browser with stock settings (maybe plus uBlock Origin), with your Google account logged in, it's very, very likely to just work. If you're part of the .01% of users with opinions about that sort of thing... you're not worth optimizing for.