> I live in a touristy part of the world and effectively all restaurants above baseline level will have a "+7% service +11% tax" line.
In Germany and Croatia, there is no % at all, the prices are final and include all taxes and fees by law and no one will bat an eye if you pay straight cash - however I personally always tip around 10%, simply because I was happy about that when I worked in hospitality myself.
When I was in high school my German teacher taught us to tip by default by rounding up and paying with exact change. Is that still a thing when everyone is paying with card?
It’s not just Europe, most of the developed world works like this. Except for the United States