There's a line from the movie The Way of the Gun that I love about this. The number is higher, but it still applies. Some criminals are loading a $15 million ransom into the back of a truck, and a younger criminal says, "Boy, $15 million is a lot of money, huh?" and James Caan, playing an older, wiser criminal says,

"Money? $15 million is not 'money'. It's a motive, with a universal adapter on it."