At this point, I would not recommend ignoring Parakeet TDT 0.6b v2/v3 (english-only versus multilingual). Those models have been out for a year, give or take, and they are both accurate and fast. I would choose Parakeet over Whisper in almost all situations these days. Parakeet works great even on my several year old iPhone 15 Pro Max, so if an app is going to ship a dedicated model, I strongly recommend investigating Parakeet.

On the more cutting edge front, Granite Speech 4.1 has proven to be a reliable workhorse for me, but it is larger than Parakeet. Cohere Transcribe is interesting, but how strong it is seems to vary more from task to task.

Parakeet Unified 0.6B came out a few months ago, combining both online streaming and offline transcription into one model, and that is one that I need to test more, but it seems promising.

As others have mentioned macOS 27/iOS 27 is supposed to have a new model, particularly on devices with 12GB of RAM or more. I have not actually seen the option to enable that new model yet, though, despite being on the beta on a device that meets the requirements. Maybe a benchmark would reveal that it is already active?