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ck2today at 6:29 PM4 repliesview on HN

I really do not grasp business when PayPal is somehow worth over $50 Billion

It doesn't have assets? It's not a bank

Is it because PayPal is integrated already into so many websites?

Wouldn't it take decades to make back $50 Billion in fees?


Replies

jc_811today at 6:39 PM

If you look at their financials, they’re clearly making money. In 2025 they had 33B in revenue with a net income of 5.2B

show 1 reply
tmtvltoday at 7:01 PM

Doesn't PayPal confiscate your money if you forget to withdraw it in time?

rwaksmunskitoday at 6:32 PM

It's a bank in Europe

wyretoday at 6:42 PM

According to Wikipedia they hold $80 billion in assets.

They also hold a lot of financial data of its users, which is certainly worth more than anything that could ever make sense to my pleb brain.