Or, because as you say it's money (I agree) the Stripe will put their "morals" in place - with the financial result they reduce risk, get less chargebacks and lower costs - then pass the savings on to the C-suite.

Morals, generously interpretation of the usage, was just to indicate that Stripe has a more narrow risk window.

Only an idiot would think it was about actual human-grade morals or ethics. Let alone that there were actual morality police.