I've been using Kimi for coding tasks for close to six months now, and haven't looked back. I'll periodically try something on Claude to make sure I'm not missing anything, but I've been very happy.
I just do the OpenRouter thing. My use of LLMs is narrow enough that cost is a negligible consideration either way.
Curious: On which plan? In my experience, their $20 plan is super inadequate as a daily driver (ditto for Qwen's $30/mo), though given K3, I'm tempted to trial $49/mo or $99/mo.