There are absolutely fast DDR5 ECC DIMMs[1]. Just break out your wallet (and piggy bank, and rainy day fund, and..)
The main reason there aren’t more options here is that a) high-frequency memory usually isn’t sufficiently stable, unless binned, and b) there’s very, very, very little demand.
[1] https://v-color.net/products/ddr5-ocrdimm-amd-wrx90-workstat...
Right, my point was that it's no longer 3% of the system cost.