Like some folks already commented here, even as someone who has been working in tech for 20+ years, I find Passkey confusing. I understand the key aspect in computer science term, but I don't know how to use it across devices. Another big worry is that if I tie that to a physical key, then I might lose it (because it's physical) and never get it back.
a big problem with passkeys is that there is a lot of flexibility in how it is rolled out with a given site or app. Some sites ask your browser for a passkey as soon as you hit the login page. Some sites you need to enter your username/email address first before you're prompted. Some sites a passkey satisfies both password + second factor. Some sites you need to enter your password and the passkey is the second factor. Some sites you don't need a password but do need the passkey + a second factor (usually SMS)
This is on top of the confusion around enrolling passkeys in your device and synchronizing them
I am a big passkeys fan, and use them on every service I can, but they leave a lot to be desired in terms of user experience. Not sure all of them are solvable, either. The platform vendor side can be fixed: vendors can better integrate with each other to make your passkeys available on every device. But, the issues with how they work across sites and applications is probably not solvable
Exactly, I always refuse to add a passkey because I'm afraid I won't be able to easily login again. Also, I don't want to be locked in to a vendor.