Simutronics is has been running and developing Gemstone and DragonRealms for 30+ years and counting. The communities are about 400-1000 players each. They've embraced microtransactions (in the form of quarterly events), but both games are entirely playable without participating in that aspect.

With modern technology, training in both games is very automatable. But developing and optimizing your training routines is (in my opinion) incredibly fun. Actual roleplaying is less common it was in the 90s, but there are still nightly events where dozens of players will get together to socialize and explore the worlds in-character.