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light_hue_1yesterday at 6:59 PM3 repliesview on HN

And lose the tax advantages? That's crazy


Replies

Grombobulousyesterday at 7:57 PM

The comment parent to you said it poorly. The 401k is the container, you don’t move stuff out of it you change the investments inside of it.

smallmancontrovyesterday at 7:27 PM

The tax advantages of being forced to pay ordinary income rates on your distributions as compared to long term capital gains (which are low, capped, can be exercised before a tax hike, and avoided entirely if you just need collateral)?

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kmbfjryesterday at 10:52 PM

Keep in mind post tax income sources are king when retiring before age 65 and looking for ACA subsidies.