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dinkelbergtoday at 5:33 PM4 repliesview on HN

Wero shows that marketing is everything. It's just regular bank transactions with a much larger fee. We could have had EPC QR codes and similar completely free technologies instead.


Replies

fsutstoday at 5:39 PM

Wero’s website says they don’t charge fees

So who is charging the fees?

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masklinntoday at 6:27 PM

> We could have had EPC QR codes and similar completely free technologies instead.

Technically you can anyway, I used that a few months ago. Bank app support is the big impediment (https://epc-qr.eu/bankreviews/)

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deweytoday at 7:34 PM

Not really, the UX is the differentiator. That's why neobanks like N26 are popular as you can just send money to your friends via email / phone number but it only works if they are on the same bank.

With Wero it's across all banks, building on the recent instant transfer that is being rolled out quickly while still having the same, familiar UX as PayPal or other apps like that while being a EU solution.

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Semaphortoday at 5:42 PM

I mean, that was always possible and many offered that. Wero offers the PayPal style integrated flow, QR code scanning from your banking app is slightly higher friction