That’s exactly right. Finding ways to get paid for your work, and all the very complicated way taxes interact with it all, unless you’re going all-in on ads, is a messy problem that people will happily centralize for.
And for the less technical people, we have 30+ years of solving this problem with different websites that each went in and out of vogue, from groceries and MySpace, through Facebook and now Medium and Substack.
I follow a very prolific open-source/FOSS podcasting network.
All of their infrastructure from the very bottom to the very top is FOSS - except their membership program. It links to a third-party which processes payments compliantly.
They've attempted a pivot to funding the network via BTC/Lightning but clearly that's polarizing to a lot of people even though it better aligns with their philosophy.