I like the "cognitive debt" term. With the latest models, what I've observed is that they are really good, but I don't use them to write main code because I need to know what I'm doing.

The article is not wrong though that it pays off to have some imagination on how to use the models. For example, I want to use SIMD instructions in an ESP32-P4 CPU. Those instructions are undocumented for the most part, with just a couple of handwavey blog posts and some infuriatingly vague marketing material. So I just asked an LLM to create a `SIMD_P4.md` document with all the details. Lo and behold, it practically reverse-engineered the ISA. Now I can program in assembler by hand all I want and build that skill in my own brain, and whenever I find a slightly unclear op in the document, I ask the LLM to refine the documentation in that op.