Stripe puts it nicely here!

"Escrow has a precise legal definition, and Stripe doesn’t provide escrow services or support escrow accounts. However, you can control payout timing through manual payouts, which allow you to delay payouts to certain accounts. When using manual payouts, you must pay out funds within the time frame for the business’s country.

Use delayed payouts when a delivery is delayed or when you think you have a possibility of a refund."