I trust that my colleagues are not going to do stupid things with their accounts, I cannot say the same for agents, and making their own accounts that you’re still responsible for seems like you’ve just moved the problem rather than actually resolving it, since ultimately, you’re still responsible for their actions.
Are agentic systems like these making correct decisions more often than humans really unthinkable? A comment like what you just wrote was unimaginable 5 years ago