> Human intelligence does not separate training and inference.

Well, systems governed by LLMs only are said to do that because we only call what happens off-line "training", and online capacity development "in-context learning", while we call online guided learning in humans "training" and what happens to configure them before they come online "evolution" which sets, for instance, "instincts".

IOW, the issue is not because there is not an analogy to the divide you point to in humans, but merely that processes in AI were not named in a way which maps well to what they are analogous to in humans.

But it is true that human intelligence relies much more on in-context learning with only the most basic functions necessary to maintaining what we view as autonomous functions and basic drives really set through "pretraining",