i feel relatively comfortable with carply + basic siri, leaving apple intelligence off. basic siri is pretty limited in scope of what it has access to and what it can do.
while it's an arbitrary line ive drawn, basic siri doesn't feel like "ai" in the same sense as context-aware assistants do for me.
I’ve never once been able to use CarPlay because I objected to Siri uploading information about my contacts list unencrypted to Apple’s servers.