>> Most American commute 10-30 minutes.

You're on a board full of technologists. Many are in SF or Seattle or NYC. A 10minute commute means you live in a 5-20 Million dollar home in SF. Not sure how realistic that is.

I work in NYC. The salary doesnt support having a home in the city. Yes, it can support a 1br apt, perhaps a 2br with roommates. Definitely not accomodations for a family.