Why would i put even more "smart" crap on or around me? I pay by physical card; i hate the "app" being forced on you by banks outsourcing their infra onto their clients.

And why would i need to track my.... steps? Because some corp started this shit as a marketing ploy years ago?

"So much better" means "with added smartwatch crap"?

The whole value of them is they are simple, minimally changed over time (you can depend on getting the same model in a decade), functional, with no/bare minimum smartwatch crappery, essentially endless battery, and no planned obselecense.