Interesting. Rather than run an in-house verification team, you allow for a third party (Howard Finkelstein's Help Me Howard) to do the "this is not just a scam; it's worth escalating" and then trust them. Howard benefits by getting to do a bit and you get to cut verification costs. A non-monetary payment works here where financial reward would result in capturing a significant portion of the surplus from both the banned driver and the employer. Definitely interesting.