> Completely agree with your closing point. Dynamic custom software, fitted to a particular workload rather than a class of workloads, seems like a very likely outcome.

I disagree with the premise that this is the desired outcome. If every piece of software is bespoke and everyone’s instance of it works slightly differently, then it’s impossible to get support or a shared knowledge of how it works. There’s no “just share the excel file”, there’s no “press the this button on the left”, there’s no “oh I use program X to solve Y” (instead you have to know what you need so the custom software can solve it, but my time in startups taught me that most users don’t know what they want or need).