Yes. You don't get Fable at the $20 level.
It was the wrong time for the GP to drop that subscription from $200 to $20, because $200 gets you a metric assload of cognition while $20 gets you nothing beyond what a local model running on your own graphics card can deliver.
I had $310 in (free) credit that I used on fable, and I still had a part of the $200 subscription at that time. You know, subscriptions don't end the moment you click on cancel.
> $20 gets you nothing beyond what a local model running on your own graphics card can deliver.
I'd guess you're deliberately exaggerating here, but still. I've never clocked the actual tokens/second, but I'm on the $20 plan and get ~15M tokens/month for fully utilized weekly quotas (checked couple months ago). Meanwhile the best I've been able to get locally was ~8 tokens/second with Qwen3.6 35B A3B, which is wildly painful for coding sessions and gets a maximum ~20M tokens in a month... if it's going 24/7.
Just wanted to stick some empirical data here, given that statement.
You heavily underestimate the value of the 20$ subscription.