A trend that’s leading to more victims is the wave of boomer retirements. Every year there are millions of new 60 and 70 somethings with lots of time on their hands, many of them loaded to the gills and keen to write that novel/memoir/children’s book they’ve been thinking about for years. They are seldom aware of publishing industry requirements, and may be easily swayed by convincing email pitches, “authentic” social media personalities, or YouTube scammers.