> In my opinion it's commuting to the office which sucks, and not working in the office

Nah. Other people are selfish.

Shitty open floor plans, so that other peoples drive bys become distrations

Meeting rooms that are set up to hold only 3 people, because everyone wanted smaller rooms for their 1 on 1s, mean that most meeting rooms are now too small for you to gather your team in. Which leads to people having team meetings at their desks and goes back to point 1.

Crappy equipment. I work at a large enough bank that you will have heard of it, even outside the US. You get a 1080p monitor at your hot desk. After upgrading to a 1440p over a decade ago when those cheap Korean screens came out, and having a 4k for many years now, I struggle to go back to a 1080p. Applications have so much chrome because of the larger monitors.

Hot desks can fuck off too. Come into the office so you can sit with your team. Oh, but not everyone, you guys have to go to 6 rows down.