There's plenty of meditations that don't need it. You don't need to tune out your internal monologue, it's generally more about awareness, so you can be using your internal monologue or just be aware of your thoughts. It's about noticing distraction, which means you are aware.

This book is a great, easy to read, science-based explainer.

https://annas-archive.gd/md5/0e405c329f33fcb63b4647e386f0ad7...