there is a cliff, such that a the 2 adults, 2 children on 22,500 gross income may have access to $48,700 after refundable tax credits, SNAP, housing, etc [linked in other comment].

However if that same household earns just $5,600 more annually nearly all of those transfers cease to be available and the total income accessible becomes $36,400. It really is a case where making more is too expensive. That's less than 110 extra pre-tax dollar per week across both adult earners, and so just about 1.35 an hour raise for each adult, or 2.70 for either one of them is a real loss of over 12,000 dollars. It takes nearly $5 an hour raise for BOTH adults at the 22,500 to become even minimally better than the loss of those transfers.

There is a significant number of households in the second quartile (at or slightly above 36.4K) than in the bottom quartile, and yet those are living on less than what has been defined as the 'survivable wage' by the 48.7K number

So yes, the "True Rate of Barely Getting By" is even higher than the number of households earning 26K would reveal.

Might need to change the labelling from 'living' wage to 'surviving' wage.

This number is before transfers, you really cannot just look at the raw income. A family of 2 adult 2 kid making $22,500 in raw income makes more like $48,700 after refundable tax credits, SNAP, housing, etc [1].

https://www.google.com/search?q=average+us+income+including+...