> now you can get by on a $200 a month plan for a small business
You're delusional if you think that $200/month is appropriate for a small business to pay to host a website... Most websites don't need a CDN nor DDOS protection, you need to configure your webserver to rate limit stuff that suck bandwidth/CPU from you, but besides that, you've basically fallen for the marketing from Cloudflare that everything requires CDN and that somehow $200/month is a small amount of money for a small business.
> you need to configure your webserver to rate limit stuff that suck bandwidth/CPU from you
This works for cases where the traffic takes too long to process. Once you get 3gbit traffic on your 1gbit link, you can't do anything yourself - the only thing that can save you is a bigger pipe.
> Most websites don't need a CDN nor DDOS protection
A CDN not, and certainly not a global one.
But unfortunately, you absolutely need DDoS protection, especially as a business. Too many shady actors and skiddies pulling off extortion/protection racket scams - a complete and utter lack of telco regulations, AI, tons of unsecured IoT devices and shitcoins truly have made for a terrible mixture.
Sure, a 50€ a month server at Hetzner, OVH or whatever is more than enough to host a website. If you're not running some NodeJS garbage, a 5€ VPS can be enough. But at the first sign of you being targeted by a troublemaker, your hoster will cut you off just to protect their other customers.
I think their delusion is probably in what they consider a small business. A lot of people on here, given their work experience, think of small as something with a few hundred employees.
What you're paying for is business continuity, not for them to host your site. I know you can host the site itself on much cheaper infrastructure.